Company NMLS #210950 | 
What is pre-approval?
A loan pre-approval is the process of getting written confirmation of your ability to get a loan. The pre-approval process begins by contacting your Mortgage Loan Originator to get you prequalified - that is, to understand your financial situation and a ballpark idea of how much you'll be able to borrow.
What We'll Need From You
To know what your Mortgage Loan Originator will be asking for, remember the word PAIL - short for property, assets, income, and liabilities.
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Property - she will want to know what kind of property you're looking for, the list price, and any HOA fees
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Assets - this is how much cash you'll have for a down payment
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Income - the amount of verifiable income you bring home every month
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Liabilites - your current amount of debt (car payment, student loans, etc.); this is where your credit score comes into play
Terri Hatfield Dull
Senior Mortgage Consultant
NMLS #1616752
There are many solutions to meet your home-financing needs, and I appreciate the opportunity to earn your business!
407.697.4226 • terri@cmpfl.com