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Get Pre-Approved!

There are many solutions to meet your home-financing needs, and I appreciate the opportunity to earn your business!

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We use a program called Floify which is a place to upload your documents and keeps all parties organized throughout the process.

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Use this calculator to estimate your monthly mortgage payment.

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What is a pre-approval?

A loan pre-approval is the process of getting written confirmation of your ability to get a loan. The pre-approval process begins by contacting your Mortgage Loan Originator to get you prequalified - that is, to understand your financial situation and a ballpark idea of how much you'll be able to borrow.

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What We'll Need

To know what your Mortgage Loan Originator will be asking for, remember the word PAIL - short for property, assets, income, and liabilities.

Property - she will want to know what kind of property you're looking for, the list price, and any HOA fees
Assets - this is how much cash you'll have for a down payment
Income - the amount of verifiable income you bring home every month
Liabilites - your current amount of debt (car payment, student loans, etc.); this is where your credit score comes into play